Preparing for a comfortable retirement

As you approach retirement, you may find yourself considering various questions. When exactly should I retire? Will I have enough to maintain my lifestyle? Will I be able to still leave a legacy for my loved ones?

Our view is that retirement should be a greatly anticipated milestone, not a cause for uncertainty and concern. Our goal is to help you not only prepare for retirement but to also have a realistic picture of what to expect and be fully confident about what’s to come.

We will help you plan for replacing your regular paycheck and set a reasonable budget for your non-working years, then show you different possible scenarios. For instance, what happens if the market has a downturn or if you have unexpected medical expenses? Or what happens if you increase your monthly withdrawals? We design strategies to address your concerns and help you feel more confident about retiring.

There are many details to address, as well. We will help you review and understand your Social Security options, and make sure we consider the level of risk in your portfolio and any outstanding debt you may have.

The point is, you can never be too prepared for retirement – and we’re here to make sure you are ready.

Services include:

• Retirement income planning
• Social Security optimization
• Estate and legacy planning
• Tax planning
• Distribution strategies
• Healthcare planning
• Long-term care*